Vince and I want to thank you for all you have done for us. When my husband was forced into early retirement at age 62, with no health insurance, we were overwhelmed. Not knowing too much about what options we had. You directed us and were very patient answering our questions over many phone calls. You went above and beyond! We would definitely recommend you to our family and friends. Thanks again,  
- Vincenzo & Josephine A.
Des Plaines, IL
December 30, 2021

 My experience with Todd Kramer has been very positive. He has consistently provided the right solutions to my health insurance needs, saving me time and a considerable amount of money while finding the best providers. I recommend Todd with no reservations.  
- John B.
Des Plaines, IL
January 4, 2022

 I’ve had a business relationship with Todd Kramer for over 10 years. Todd has handled always our business and family health insurance in a very professional manner. Todd is very knowledgeable and always available when I need him. Yours truly,  
- Jim J.
Plainfield, Illinois
January 4, 2022